Upgrade your lifestyle with the cashback credit cards by Standard Chartered that enables you to earn attractive cashback as you spend.

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Best Cash Back Credit Cards by Standard Chartered Bank in India

Introducing an exciting range of credit cards that give you the ultimate cashback experience & reward you with super savings on shopping, travel, bills and more. Come & join us in discovering the credit card that complements your lifestyle the best!

Cash Back on Fuel Spends, Utility & Telephone Bills

Avail 5%* cash back on fuel, phone bills & utility bills. Apply for Super Value Titanium Credit Card. To know more, click here.

Cash Back on Shopping at Supermarkets

Avail 5%* cash back at supermarkets and 3x rewards on all other expenses. Apply for Manhattan Platinum Credit Card. To know more, click here.

Earn 6000 Reward Points* worth ₹6000 on payment of joining fee.

Earn 5 reward points for every INR 150 spent (1 Reward point = INR 1). Apply now for Ultimate Credit Card. To know more, click here.

Cash Back on Ola Rides

Avail 15%* cash back on Ola cab bookings. Get 20%* off at Myntra, 10%* off at Grofers & Zomato, and more. Apply now for DigiSmart Card. To know more, click here.

Cash Back on Travel

Avail 5%* cashback on duty free shopping. Earn upto 6 Skyward miles for every INR 150 spent. Apply now for Emirates World Credit Card.

A woman accessing virtual card details for instant online use

Cash Back using Virtual Credit Card

Apply for Standard Chartered credit card and get a virtual credit card for your online spends, and enjoy same cash back offers as you physical card. Know more.

Cash Back on Fuel Spends, Utility & Telephone Bills

Avail 5%* cash back on fuel, phone bills & utility bills. Apply for Super Value Titanium Credit Card. To know more, click here.

Cash Back on Shopping at Supermarkets

Avail 5%* cash back at supermarkets and 3x rewards on all other expenses. Apply for Manhattan Platinum Credit Card. To know more, click here.

Earn 6000 Reward Points* worth ₹6000 on payment of joining fee.

Earn 5 reward points for every INR 150 spent (1 Reward point = INR 1). Apply now for Ultimate Credit Card. To know more, click here.

Cash Back on Ola Rides

Avail 15%* cash back on Ola cab bookings. Get 20%* off at Myntra, 10%* off at Grofers & Zomato, and more. Apply now for DigiSmart Card. To know more, click here.

Cash Back on Travel

Avail 5%* cashback on duty free shopping. Earn upto 6 Skyward miles for every INR 150 spent. Apply now for Emirates World Credit Card.

Cash Back using Virtual Credit Card

Apply for Standard Chartered credit card and get a virtual credit card for your online spends, and enjoy same cash back offers as you physical card. Know more.

Features of Cashback Credit Cards

No physical interaction required

Get instant approval on your application and also complete your KYC online through a video.

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Supplementary Credit Cards

Take a look at our lifetime supplementary credit cards for your family members which will include all the benefits of your own cashback credit card.

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Contactless credit card

Enjoy faster checkouts, secure payments and complete freedom from cash, when you transact with a contactless credit card.

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Secure online transactions

Now enjoy enhanced security for online transactions on your credit card through 3D secure OTP verification.

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Digital payment solutions

Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay.

Online banking and SC Mobile

Check your card balance and make convenient and instant card payments via online banking and Standard Chartered Mobile.

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Kuch Bhi on EMI

Convert all your big spends above INR 2,000 to easy EMI with Kuch Bhi on EMI through online banking or SC Mobile. Enjoy attractive pricing and flexible tenure options

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360° rewards

Redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards program.

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Dial-a-loan

Get loan on your credit card upto INR 5,00,000. Flexible tenure from 12 to 60 months.

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Balance transfer

Transfer card balance upto INR 5,00,000 from other bank credit card at attractive interest rate.

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Balance on EMI

Convert your entire outstanding (upto INR 5,00,000) into EMIs. Zero processing fee.

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Eligibility & Documents

ELIGIBILITY

Age

Applicant’s age should be between 21 and 65 years.
Minimum age for add-on cardholder is 18 years.

Monthly Income

Applicant should have a stable monthly income.

Other Requirements

Applicants should belong to credit cards sourcing cities/locations of the Bank.
All applications are subject to credit and other policy checks of the Bank.

DOCUMENTS

You will need

Identity Proof (Any One of the following Photo cards): Passport, PAN Card, Voter Id Card, Govt ID, etc
Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
1 recent passport-sized Photograph

Financial documents for salaried

Latest one month salary slip

Financial documents for self employed

Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
Self Employed Professionals: Latest IT Returns, Business Continuity proof.

You can also apply on basis

Other bank credit card

FAQs related to Cash Back Credit Cards

Will I be charged anything extra if I use my cashback credit card overseas?

All international transactions have a 3.5% transaction fee levied on them. However for Ultimate credit card customers, the forex mark-up is reduced to 2%*.

How should I decide which is the best cashback credit card?

The best cashback credit card for you depends on your lifestyle choices. If you are a travel enthusiast, the Ultimate credit card is your ideal option. If your lifestyle demands frequent visits to the supermarket, the Manhattan credit card is your best cashback credit card. Meanwhile, if you wish to earn cashbacks on your utility bills and fuel spends, the Super Value Titanium credit card is sure to serve you well.

What is the maximum cashback that I can earn?

With most of Standard Chartered cashback credit cards, you will earn a maximum cashback of 5%* on making purchases in specific categories. You can also earn up to 5 reward points for every INR 150 that you spend on a card like the Ultimate credit card. If you’d like to know more about our top cashback credit cards, visit our credit card pages or give us a call; we’d love to discuss any queries you have.

How to choose the best cashback credit card?

Your lifestyle is the most important aspect to factor when choosing the best cashback credit card. Different reward cashback credit cards accrue reward points and cashbacks on different types of transactions. For example, the Super Value Titanium credit card earns you cashback for fuel and utility expenses whereas the Manhattan credit card favours your daily groceries and shopping. On the other hand, opting for the Emirates credit card can get you accelerated points on travel expenses. All cards provide special benefits catering to different lifestyles from the shopaholic to the movie-buff; factoring these and the annual fees will get you the best cashback credit card uniquely suited to your preferences.

How to maximize cashback on your card?

Using your credit card extensively for expenses falling under the card’s specific bonus categories increases the cashback benefits that you earn at an accelerated rate. For example, our Emirates credit card earns you 6 skyward miles for every INR 150 spent on Emirates.com.

How do cashback cards work?

Cashback credit cards allow you to receive a specific percentage or ratio of your expenditure on the card’s designated category. Consider the Standard Chartered Super Value Titanium card; on your fuel and utility bills, earn 5%* cashback

What is VKYC?

VKYC, or simply Video KYC, is a feature that allows you to complete your KYC through a video from the comfort of your home while applying online for a Standard Chartered credit card, personal loan, or savings account. With this feature, our application process becomes even more simpler and completely contactless. Click here to learn more.