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Balance on EMI Benefits

  • Interest rates starting
    1.49%*

    per month as per eligibility

  • Enjoy
    upto 1%

    processing fee

  • Convert up to
    INR 500,000

    into EMIs

Balance on EMI Features

Flexibility on Conversion Amount

Convert any amount, including statement balance, up to your current outstanding (max. INR 500,000)

Easy Payment

Tenure options ranging from 6 to 60 months

Hassle-Free Repayments

EMIs are billed as part of the monthly Credit Card statement

Quick Processing

EMI conversion within 3 working days

Low Pre-Closure Charges

Pay only 2% (plus GST) on your outstanding amount when you wish to fore-close your loan

Zero Documentation

Convert your Credit Card balance into EMIs without any documentation

Count on your credit card for urgent need of funds with Standard Chartered credit cards