Manhattan Credit Card Benefits
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Get5%
cashback at supermarkets
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Get3x rewards
when you use your credit card for all other expenses
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RedeemReward
points for exciting products at the 360 Degree Rewards portal
Benefits
5% cashback at supermarkets
Refer Terms and Condition for details
3x rewards
Get 3x rewards when you use your credit card for all other expenses.
Offers and discounts
Enjoy a host of offers and discounts across shopping, travel, and more with exclusive offers on your card. Know more
Card Network
Manhattan Credit Card is offered on Visa Network.
Manhattan Platinum Credit Card FAQs
Provided with all the document(s) required, it should take approximately 6 days to get your credit card approved.
The minimum amount due every month shall be higher of the following:
(a) 5% of statement outstanding or
(b) Sum total of all instalments billed, interest, fees, other charges, amount that is over limit and 1% of the principal or
(c) Rs 250
In case you have an unpaid minimum amount due from the previous month, the same will be added to the minimum amount due for the current month (as calculated above).
All overseas transactions are levied with a 3.5% transaction fee. This includes charges paid out to Visa / Mastercard for converting overseas transactions into INR. Pl note: transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a charge of 1% from Visa / Mastercard which is included as a part of the transaction amount in your statement.
Goods and Services Tax (GST) will be levied at the applicable rates in force on all taxable supplies with effect from 1 July 2017.
₹ 0 for statement outstanding balance less than or equal to ₹ 100. ₹ 100 for statement outstanding balance between ₹ 101 and ₹ 500. ₹ 500 for statement outstanding balance between ₹ 501 and ₹ 5,000. ₹ 700 for statement outstanding balance between ₹ 5,001 and ₹ 10,000. ₹ 800 for statement outstanding balance between ₹ 10,000 and ₹ 25,000. ₹ 1200 for statement outstanding balance greater than ₹ 25,000.
Example: In case there is an outstanding of ₹ 4,000 on your credit card and ₹ 15,000 in your Balance Transfer account and payment is not made by the Payment Due Date. There will be a Late Payment Charge of ₹ 500 in your credit card account and ₹ 800 on your Balance Transfer account. The example above is for illustrative purposes only. All cards and all instalment products such as Instabuy, Balance Transfer, Dial-a-Loan etc. will each attract Late Payment Charges if payment is not made by the Payment Due Date.
- The monthly interest rate is annualized to arrive at the annualized percentage rate (APR). Monthly interest rate of 3.75% pm is annualized to arrive at an APR of 45.00% for all Standard Chartered Credit Cards including Visa Infinite and Emirates World credit cards. However, for all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%). Cash transactions will also attract an interest rate of 3.75% pm (APR of 45.00%).
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