One credit card for all your online tabs

DigiSmart Card is a newly launched best credit card for online shopping by Standard Chartered Bank. This credit card offers discounts and cashback on groceries, movies, fashion, cab rentals, food & travel spends made online.

DigiSmart credit card has been specially customized for those who love online shopping. It provides exclusive discounts and offers on shopping with some of the major online brands across diverse segments. Some of these brands include Blinkit, Zomato, Yatra, among others. With online shopping on a consistent rise, it is safe to say this is a perfect credit card for online shopping ventures.

Before getting started, you can go through the various shopping benefits of using a DigiSmart card across diverse brands for an easy headstart. On shopping with Blinkit, Zomato and Yatra, use the promo code DIGISMART to avail of the discounts and offers, using this credit card. On shopping with Inox, and OLA, no promo code is required; you just have to simply checkout using your DigiSmart credit card.

Yes, existing SCB credit card owners can also apply for the DigiSmart card.

The card fee will be billed every month starting with the first statement.

The monthly fee will be reversed by the bank within 90 days of fee levy if the spends on the primary card exceeds INR 5000 in the next calendar month of fee levy or as communicated by the bank from time to time.

E.g. If your January month statement carries a card usage fee of INR 49, you need to spend INR 5000 or more in February for the January month card usage fee to be reversed in your April credit card Statement.

Yes, the monthly fee of INR 49 is applicable on the supplementary card also.

The monthly fee will be reversed by the bank within 90 days of fee levy if the spends on the supplementary card exceeds INR 5000 in the next calendar month of fee levy or as communicated by the bank from time to time.

E.g. If your January month statement carries a card usage fee of INR 49, you need to spend INR 5000 or more in February for the January month card usage fee to be reversed in your April credit card Statement.

Yes, this offer on DigiSmart card is applicable for all cab rides except Ola bike, auto, and pool rides.

You can avail BOGO movie offers on INOX with the following steps –

• Visit www.inoxmovies.com/mobile app/mobile website
• Go through the regular ticket booking flow for selecting the location, movie, show timings, and seat(s) of your choice
• Confirm the details by providing your e-mail address and mobile number as this information will be used for confirming your transaction through e-mail and SMS respectively
• Proceed to the Order Summary Page and select “Standard Chartered Bank – Buy 1 and get 1” on movie tickets from Discounts & Offers section
• Enter details in the box and click on “Apply” button to avail the discount
• Fill in your valid DigiSmart card details as required on payment page to proceed with the transaction

A virtual DigiSmart Card is the online replication of the physical DigiSmart card with a unique card number, CVV, and expiry date. It can be used instantly from anywhere across the globe without the need of the plastic card- you can simply store the virtual card details on your smartphone.

On issuing a DigiSmart card, you can easily apply for its virtual card too with a few, uncomplicated select-and-apply steps. On completing the process, you can access your virtual DigiSmart credit card for online shopping immediately with zero waiting time. To know more about the application process, click here.

This digital credit card is convenient for everyone who wish to explore DigiSmart card’s exciting perks immediately after applying for it- you don’t have to wait for the physical card to reach your doorsteps.

Credit card transactions with Merchant Category Code (MCC) 6513 are covered under Rental Payments.

A Merchant Category Code (MCC) is a four-digit number assigned to a merchant/business by the merchant’s acquiring bank. These are defined by networks e.g. Visa, MasterCard.

A processing fee of 1% (plus taxes) would be applicable to all rental transactions. This fee will be over and above any charges applied by the merchant as communicated to the client at the time of transaction.

For example – If you pay INR 20,000 on a third-party rent payment platform using your Standard Chartered Bank Credit Card, 1% of transaction amount i.e. INR 200 plus taxes will be charged as a processing fee

Processing fee on rental payments will be effective from April 02, 2023.

The processing fee will be levied by 15^th of the next calendar month and will have a separate narration in the monthly statement.