Personal

Business

GIFT City IFSC Global Indian

Calculates STP (Systematic Transfer Plan)

STP (Systematic Transfer Plan) Calculator

Systematic Transfer Plan (STP) is an investment method of making staggered investments into a mutual fund scheme. This is done through an initial lump-sum investment in a liquid/cash fund followed by a periodic transfer into equity mutual fund scheme.

I want to transfer

Rs.
Enter value between 10000 and 10000000

For a tenure of

Number of Installments
Enter valid tenor

At an expected return rate%

Target Fund
%p.a
Enter Interest between 1 and 40
View as

Monthly transfer

Rs. 7000

Value of investment

Rs. 60,000

Returns

Rs. 10,000

AN STP calculator helps visualise how money can be systematically transferred between mutual funds to explore the returns one can expect on one’s investments, as well as how the same aligns with their ever-evolving financial goals and risk profile.

The results on an STP calculator are indicative, based on the assumptions you enter, such as the amount of the transfers and the expected rate of returns. It is important to note, however, that the actual returns depend on the performance of one’s chosen funds, as well as that of the broader market.

An Calculator helps visualise how regular contributions into a fund (Of an amount and at a frequency of your choosing) grow through the power of compounding over time. An STP Calculator on the other hand, helps you explore how your existing investments can be shifted systematically from one fund to another, to capitalise on emerging opportunities and mitigate impending risks.

No. The calculator provides projections only before costs. For a complete view, it is prudent to factor in applicable tax rates on your investments, portfolio management fees, exit loads, and more separately.

There is no ideal frequency for an STP. The frequency must be decided based on one’s financial goals, investment horizon, risk profile, as well as cash flow.

While an STP calculator lets you evaluate scenarios with an amount of your choosing; certain mutual funds may define a minimum amount for such transfers.

Yes, most STPs can be modified or discontinued. However, these rules may vary across funds and fund houses. folio outcomes under different market assumptions.

Seamless, swift, and accurate
Eliminate tedious guesswork and manual calculation with our automated tool, which can help you calculate the amount for your scheduled transfers instantly.

 Plan ahead
Adjust variables such as the amount, number of transfers & estimate rate of return to visualise and strategise effectively before making a decision.

Investment roadmaps:
Translate your financial vision into an actionable plan, creating an STP regime that is aligned with your short—and long-term financial goals and risk profile.

Accessibility: Anytime, Anywhere
Plan and recalculate the expected returns on your STP on the go, anytime you need.

 

Standard Chartered Bank, India (‘Bank’) (ARN code- 1209) is an AMFI-registered distributor of select Mutual Funds and referrer of other third-party investment products and does not provide any investment advisory services as defined under the SEBI (Investment Advisers) Regulations, 2013 or otherwise.

Mutual Fund Investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future Returns. This document is for general evaluation only.

Apart from the RM-assisted journey, SC Invest is an EXECUTION-ONLY platform. If you wish to receive advice from us in relation to transacting in Mutual Funds, you should not use the SC Invest Platform but should instead contact your banker for further information. We are not acting as your investment advisor nor are we providing investment recommendations in respect of any Transaction effected through the SC Invest Platform, and you must not regard it or us as acting in that capacity. You should consult your own independent legal, tax and investment advisors before entering into any Transaction via the SC Invest Platform and only enter into a Transaction if you have fully understood its nature, the contractual relationship into which you are entering, all relevant terms and conditions and the nature and extent of your exposure to loss. You will not be able to execute Transactions on the SC Invest Platform if you have been assessed by us as not possessing the requisite knowledge or experience to trade in Mutual Funds offered on the SC Invest Platform.

All products are offered subject to suitability and availability. The client should not be physically present in the European Economic Area (EEA) at the time of transacting on SC Invest Platform.

This material is not intended for distribution to or use by any person in any jurisdiction where such distribution would be contrary to local law or regulation. The distribution of this document in certain jurisdictions may be restricted or totally prohibited. Accordingly, persons who come into possession of this document are required to inform themselves about and observe any such restrictions.

1Market Outlook reports are being distributed for general information only. It is not and does not constitute research material, independent research, an offer, recommendation or solicitation to enter into any transaction or adopt any hedging, trading or investment strategy, in relation to any securities or other financial instruments.

2 Information provided in videos hosted on the website are from sources believed by the Bank to be reliable. While all reasonable care has been taken in preparing the videos, the Bank makes no representation or warranty as to its accuracy or completeness, and no responsibility or liability is accepted for any errors of fact, omission or for any opinion expressed herein. You are advised to exercise your own independent judgment with respect to the risks and consequences of any matter discussed in the videos. The Bank expressly disclaims any liability and responsibility for any damage or losses you may suffer from your use of or reliance on the information shared in the videos.

3 Certain features (including portfolio aggregation/“One-View”) rely on third-party platforms (such as MF Central). While the information shared by Standard Chartered with MF Central is as per the purposes set out in our Policy, data displayed and processing of your Personal Information by MF Central is governed by their policies. The Bank do not accept any responsibility or liability for usage of your Personal Information by MF Central or their policies. Your consolidated mutual fund unit holdings at industry level displayed on our SC Invest mobile banking platform is fetched from MF Central and is not generated by us. The Bank does not assume responsibility for such third-party data, systems, or policies.

Do not share your internet banking details, such as user ID/password or your credit/debit card number/CVV/OTP/TPIN with anyone – either over the phone or through email. To know more, click here.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.bank.in and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.bank.in

 

PROCEED