USPs (Unique Selling Points) of the Employee Banking Offering from Standard Chartered Bank:-

1. Zero Balance Salary Account – No minimum monthly average balance need to be maintained, If they are employed with the corporate. (Subject to regular salary credit in the account).
2. Unlimited ATM access globally (including other bank’s VISA ATMs) – No ATM Cash withdrawal charges including balance enquiry.
3. Free Platinum Rewards Debit Card: Withdrawal Limit – INR 50,000 & POS Limit – INR 2,00,000.
4. Free Doorstep Banking (within city limits) – Cash Pickup/Delivery; Cheque/DD/PO pickup or drop facility.
5. Free NEFT/RTGS through online mode for all employees.
6. Free IMPS through online mode for all employees on Working days.
   – The fastest way to send money anytime, anywhere
   – Available 24 x7 (functional even on holidays & Sundays)
   – Safe and secure, easily accessible and cost effective
   – Channel Independent can be initiated from Mobile/Internet
7. Anywhere branch banking – No “Home Branch” Concept.
8. Complimentary Insurance covers for all employees with active salary credit and active debit card. (T&C Apply.)
   – Personal Accidental Death cover of INR 50 Lacs
   – Air Accident Death cover of INR 50 Lacs
   – Partial / Permanent Disability cover up to INR 35 Lacs
   – Education benefit of INR 4 Lacs to 1 dependent child up to the age of 21 years
   – Hospicash of INR 1,000 for 30 days (For accidental hospitalization only)
9. Platinum Rewards credit card to all eligible employees.
10. Forex Cards (Foreign Exchange Cards) which can be loaded with up to 20 currencies.
11. Home Saver Facility: A unique home loan facility wherein your employee can reduce the interest to be paid on their principal amount while maintaining the liquidity of their cash hence reducing the principal amount.
12. Companion Accounts: One companion account with same facility provided to one of your direct companion.
13. Personal loan/Home Loans at most preferred rates.
14. Voice Biometric on Phone Banking.

Our insurance and investment partners.

Below mentioned are our insurance partner to cater the needs of the employees and their family.

1. ICICI Prudential
2. Royal Sundaram

PREMIUM BANKING (For Salary Credit > INR 1.5 lakh per month) Includes all basic offerings and:

1. Platinum Cash Back Debit Card that offers 5% cash back on all spends above INR 750
2. Get on-call assistance for your banking needs from our Premium Relationship Managers
3. Exclusive travel benefits like airport lounge access (Complimentary Priority Pass with credit card to allow access to 1000+ airport lounges worldwide with one usage per month for qualified clients)
4. Host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme, on your credit card
5. A free one-year membership that provides unlimited tele-consultation and many other health benefits for up to 4 family members. Now, enjoy these health benefits brought to you by Indian Health Organisation. T&C Apply.

PRIORITY BANKING (For Salary Credit > INR 3 lakh per month) Includes all Premium offerings and:

1. Infinite Debit card: Withdrawal Limit – INR 2,00,000 & POS Limit – INR 2,00,000
2. Reduced Locker fees (50 % discount)
3. Fuel surcharge waiver
4. Preferential branch queues & Dedicated Non IVR Phone banking hotline with call pick within 15 seconds
5. Household recognition for family members
6. Global portability of Priority status
7. Dedicated relationship team and award winning Wealth Management Services
8. For Demat and trading account – Annual Maintenance charges waived off
9. Free infinite credit card with add-on benefits like:
   1. Complimentary Priority Pass membership allowing access to 1000+ airport lounges globally for qualified clients
   2. Complimentary lounge access at domestic airports 4 times a quarter
   3. 5X reward points for every INR 100 spent overseas or on retail fashion. .
   4. 2X reward points for all other spends.
   5.  Access to golf courses in India and abroad
   6. Protect yourself with complimentary overseas air accident cover of INR 1.2 Crore
   7. Medical insurance worth USD 25,000.

Terms & Conditions Apply.