USPs (Unique Selling Points) of the Employee Banking Offering from Standard Chartered Bank:

1. Zero Balance Salary Account – No minimum monthly average balance needs to be maintained during employment with the corporate. (Subject to regular salary credit in the account).
2. Unlimited ATM access globally (including other bank’s VISA ATMs) – No ATM Cash withdrawal charges including balance enquiry.
3. Free Platinum Rewards Debit Card: Withdrawal Limit – INR 50,000 & POS Limit – INR 2,00,000.
4. Free Doorstep Banking (within city limits) – Cash Pickup/Delivery; Cheque/DD/PO pickup or drop facility.
5. Waiver of SMS Banking Charges, Free Cheque Books & Account Statements
6. Free NEFT / RTGS through online mode for all employees.
7. Free IMPS through online mode for all employees.
   1. The fastest way to send money anytime, anywhere.
   2. Available 24 x7 (functional even on holidays & Sundays)
   3. Safe and secure, easily accessible and cost effective.
   4. Channel Independent can be initiated from Mobile/Internet
8. Anywhere branch banking – No “Home Branch” Concept.
9. Complimentary Insurance covers for all employees with active salary credit and active debit card. (T&C Apply.)
   • Personal Accidental Death cover of INR 10 Lakhs
   • Air Accident Death cover of INR 50 Lakhs
10. Range of Credit Cards that suit every lifestyle – rewards on Travel, entertainment, dinning or shopping
11. Forex Cards (Foreign Exchange Cards) which can be loaded with up to 20 currencies.
12. Home Saver Facility: A unique home loan facility wherein your employee can reduce the interest to be paid on the principal amount while maintaining the liquidity of their cash, hence reducing the principal amount.
13. Companion Accounts: One companion account with same facility provided to one of your direct companions.
14. Personal loan/Home Loans at most preferred rates.

Our insurance and investment partners.

Below mentioned are our insurance partner to cater the needs of the employees and their family.

1. ICICI Prudential: Insurance & Investment opportunities in Term Plan and Returns proposition.
2. Royal Sundaram: Top-up cover starting from Rs. 2200/year for 2+2 proposition
3. Niva Bupa: Medi-claims for Employees and their Families

PREMIUM BANKING PROGRAMME (For Salary Credit > INR 1.5 lakh per month):

• Amazon vouchers worth INR 5,000* to indulge in online shopping across various categories like lifestyle, apparel, electronics, and more
• Premium Debit Card offering 10 reward points per INR 100 spent on entertainment, groceries, supermarket, utility bills and telecom (Max cap 1,000 reward points per month)
• Complimentary voucher worth INR 1,000 from Truefitt & Hill on services worth INR 2,500 and above
• Get on-call assistance for your banking needs from our Premium Relationship Managers
• Exclusive travel benefits like airport lounge access (Complimentary Priority Pass with credit card to allow access to 1000+ airport lounges worldwide with one usage per month for qualified clients)

PRIORITY BANKING PROGRAMME (For Salary Credit > INR 3 lakh per month):

• Welcome benefits worth INR 25,499* (including multi-brand offers worth INR 10,499 and Taj vouchers worth INR 15,000)

• Visa Infinite Debit card with 5x reward points* for every INR 100 spent without any maximum cap; Withdrawal Limit – INR 2,00,000 & POS Limit – INR 5,00,000
• Reduced Locker fees (50 % discount)

• Preferential branch queues & Dedicated Non IVR Phone banking hotline with call pick within 15 seconds.
• Priority recognition for up to 5 family members including spouse and children
• Global portability of Priority status
• Dedicated relationship team and award-winning Wealth Management Services
• Annual Maintenance charges waived off for Demat and trading account
• Free infinite credit card* with add-on benefits like:
  • Complimentary* Priority Pass membership worth $99 – 2 complimentary international lounge visits / month basis Priority FUM qualification
  • Complimentary lounge access at domestic airports 4 times a quarter
  • 5 reward points* per INR 100 spent on Forex or Retail Fashion and 2 reward points* per INR 100 on other spends
  • Access to premier domestic golf courses – 2 complimentary* domestic games per month
  • Protect yourself with complimentary overseas air accident cover of INR 1.2 Crore
  • Medical insurance worth USD 25,000.

*Terms & Conditions Apply.