1. No minimum balance required
2. Unlimited ATM access globally (including non-SCB ATMs)
3. Free-for-life Platinum Reward debit card with re-issuance at no cost
4. Dedicated corporate Relationship Manager and Service Manager
5. Free Doorstep Banking facility
6. Locker facility (with 24/7 access at select locations*)
7. Free NEFT/RTGS/IMPS/SMS Banking
8. Free Personal Accidental Cover of INR 10 Lacs and Air Accidental Insurance of INR 40 Lacs
9. Free Linked Reimbursement Account and companion account
10. Personal Loan up to INR 1 Cr.*
11. Free E-Saver Account – a linked Term Deposit solution that lets you earn higher interest than a regular Savings Account
12. 3-in-1 account that combines bank account, online equity trading and free Demat Account
13. Suite of credit cards to cater to your lifestyle
14. Preferential rates on remittances
15. Enhanced features for Top Management
    – Concierge Services
    – Priority Pass for lounge access
    – Dedicated Relationship Manager
    – Cash-back debit cards*
    – Household recognition for family members – Free Priority Banking privileges for spouse and children
    – Exclusive offers on travel, dining and entertainment*
    – Free access to golf courses in India and abroad*
    – Newly onboarded Priority and Premium clients will be rewarded with 30,000 and 15000 reward points respectively* (Reward points can be redeemed for Fitness watch/Croma/Shoppers Stop vouchers) Valid till 30 Sep 2021
    – Complimentary Air travel insurance worth USD 200,00*

Complimentary Indian Health Organization (IHO) membership: We are first and currently the only bank in India to offer their membership as complimentary to Employee Banking customers as part of the on-boarding offer.

Key membership benefits:

• 3 month membership offering unlimited Tele-consultation for the customer and one more family member.
• 2 Health check-up vouchers (covering 61 vital tests)—worth INR 3300 each
• 1 pharmacy voucher of INR 250
• Upto 20% off on medicines from Apollo and Netmeds
• Upto 30% off on major diagnostic centres like SRL, Thyrocare, Path labs etc
• Upto 30% off on OPDs at major hospitals like Max, Apollo, Fortis etc           

Benefits of DigiSmart Credit Card

Myntra Fashion Offer: A cool 20% off* at Myntra with no minimum spend. Valid on 1 transaction per month upto a maximum discount of INR 700. 

Online Groceries: Key in the promo code DIGISMART and get 10% off* on Grofers with no minimum spend. This offer is valid for five transactions per month, with a monthly discount maximum of INR 1,000. 

Offer on Zomato Food Orders: The promo code DIGISMART will get you 10% discount* on Zomato orders with no minimum spend. Valid for 5 transactions per month with a maximum discount of INR 150 per transaction.

Free* movie ticket at INOX: Buy One Get One (BOGO) movie ticket free* at INOX on Saturdays and Sundays! Valid for 2 transactions per month with a maximum discount of INR 200 per transaction. 

Shopping discounts at Yatra.com: Get a 20% discount* at Yatra on domestic flights upto INR 750 and a 10% discount* on international flights upto INR 10,000. Also get 25% discount on domestic hotel bookings upto INR 4,000. Valid for 1 transaction per quarter, per category. 

Cashback on Ola cab bookings: Get a sweet 15% cashback* on your Ola cab bookings with a maximum cashback of INR 600 per month.