Standard Chartered EaseMyTrip Credit Card FAQs
Standard Chartered-EaseMyTrip credit card has exclusive travel benefits as mentioned below:
i. Instant discount benefit while booking hotel* airline and bus tickets at EaseMyTrip website/app.
ii. Accelerated rewards for booking hotel and airline tickets at standalone hotel and airline website/app/outlets.
iii. Complimentary domestic and international lounge access.
i. The reward points earned can be redeemed through the rewards portal of the bank i.e., R360 https://retail.sc.com/in/rewards360/rewards_home/in.
ii. Client can also login to Online Banking & proceed to 360 Rewards.
iii. Client needs to select EaseMyTrip card in the drop-down menu (in case of multiple SCB credit cards)
No, client will not be eligible for 10 reward points. But will earn 2 reward points for every Rs 100/- (Rupees One Hundred Only) spent.
Yes, clients will be eligible for 1 complimentary domestic lounge visit per calendar quarter, using their Standard Chartered EaseMyTrip Credit Card. Both primary and supplementary card holders will have this access individually.
With effect from 15 October 2024, clients will be eligible for 2 complimentary domestic lounge visits per calendar year, using their Standard Chartered EaseMyTrip Credit Card. Both primary and supplementary card holders will have this access individually.
Yes, clients will be eligible for Priority Pass which will be sent along with their Standard Chartered EaseMyTrip credit card.
With effect from 15 October 2024, clients will not be eligible for Priority Pass along with their Standard Chartered EaseMyTrip credit card.
Clients will be eligible for 2 complimentary international lounge visit per calendar year using their Priority Pass. Both primary and supplementary card holders will have this access individually. Please note that the card member will be liable to pay for each domestic lounge visit using Priority Pass, as per applicable charges.
With effect from 15 October 2024, clients will no longer be eligible for complimentary international lounge access using Priority Pass. Please note that the card member will be liable to pay for each visit using Priority Pass, as per applicable charges.
Credit card transactions with Merchant Category Code (MCC) 6513 are covered under Rental Payments.
A Merchant Category Code (MCC) is a four-digit number assigned to a merchant/business by the merchant’s acquiring bank. These are defined by networks e.g. Visa, MasterCard.
A processing fee of 1% (plus taxes) would be applicable to all rental transactions. This fee will be over and above any charges applied by the merchant as communicated to the client at the time of transaction.
For example – If you pay INR 20,000 on a third-party rent payment platform using your Standard Chartered Bank Credit Card, 1% of transaction amount i.e. INR 200 plus taxes will be charged as a processing fee
Standard Chartered-EaseMyTrip Credit Card is a Co-brand Credit card between Standard Chartered Bank and EaseMyTrip with exclusive travel benefits. It combines the power of discounts with reward points making it one of the most rewarding travel credit card.
To know more and apply for Standard Chartered-EaseMyTrip Credit Card, please click on https://bit.ly/3NQ6e1x
Annual fees for the Standard Chartered-EaseMyTrip Credit Card is Rs 350+GST for 1st year. There is a renewal fee of Rs 350 + GST from 2nd year onwards. Renewal fee will be reversed for clients with spends greater than or equal to Rs 50,000 in the previous year.
Client will be eligible for 10 reward points for every Rs 100/- (Rupees One Hundred Only) spent on booking airline tickets and hotel reservations on standalone airline or hotel websites/ mobile applications/outlets and not through any aggregators.
Identification of websites/applications/outlets as standalone airlines and hotel is based on the merchant category codes allotted by Visa. Standard Chartered Bank will not be responsible for providing 10 times rewards for purchases at websites/applications and outlets which have not registered themselves under merchant category codes assigned for airline or hotel websites/applications/outlets by Visa.
Yes, clients will be eligible for 2 reward points for every Rs 100/- (Rupees One Hundred Only) spent on all other category of retail spends, except spends on airline and hotel booking on standalone websites/applications/outlets, returned purchases, disputed or unauthorized/fraudulent transactions, finance charges, card account fees, cash withdrawals and charged back transactions.
There is no capping on the reward points earned per month on Standard Chartered EaseMyTrip credit card.
Reward points on EaseMyTrip credit card expires within 2 years from the date on which they are earned.
1 reward point = INR 0.25/- (Twenty-Five Paise Only)
Reward points earned on transactions done using Standard Chartered EaseMyTrip credit card prior to the statement generation date will reflect on the same month’s statement and also on R360 portal. For rewards earned on transactions after statement generation date, will reflect in the next statement.
No, reward points earned on Standard Chartered EaseMyTrip credit card cannot be redeemed against the credit card outstanding.
Yes, clients can earn reward points on transactions converted into EMI.
Yes, there is a redemption fee of INR 99/- (Rupees Ninety-Nine Only)
The client is eligible for instant discount benefit for hotel* , airline and bus bookings done on EaseMyTrip website or mobile application using their Standard Chartered EaseMyTrip credit card.
Instant discount benefit is as below using Standard Chartered EaseMyTrip credit card on EaseMyTrip website/application/outlets. Clients will need to use coupon code “EMTSCB” in the payment page to avail this benefit.
| TRANSACTION CATEGORY | MINIMUM TRANSACTION VALUE | MINIMUM SPENDS IN CATEGORY | DISCOUNT | MAX DISCOUNT PER TRANSACTION | MAX DISCOUNT PER MONTH |
| Domestic Flight Bookings | NA | NA | FLAT 10% | INR 1,000 | INR 1,000 |
| International Flight Bookings | NA | NA | FLAT 10% | INR 5,000 | INR 5,000 |
| Domestic Hotel* Bookings | NA | NA | FLAT 20% | INR 5,000 | INR 5,000 |
| International Hotel* Bookings | NA | NA | FLAT 20% | INR 10,000 | INR 10,000 |
| Domestic Bus Service | INR 500 | NA | FLAT INR 125 | FLAT INR 125 | FLAT INR 125 |
Yes, clients will be eligible for instant discount benefit only once per month per card in each of the categories defined above. i.e., if a client has already earned instant discount once in a month on booking domestic flights through EaseMyTrip website/application, they will not be eligible for further discounts on booking domestic flights in that month using the same card. However, they can earn instant discount if a different category of booking is made apart from domestic flights. Also, in order to avail this benefit, clients will need to use coupon code “EMTSCB”.
No, there is no minimum transaction value criteria to be eligible for instant discount except for bus bookings, where a minimum transaction of Rs 500 is required.
Yes, instant discount benefit can be availed by both primary and supplementary card holders individually.
No. Client will be eligible for the instant discount benefit using Standard Chartered EaseMyTrip credit card only at EaseMyTrip website/app. Also, to avail this benefit, promo code “EMTSCB” needs to be applied.
Processing fee on rental payments will be effective from April 02, 2023.
The processing fee will be levied by 15th of the next calendar month and will have a separate narration in the monthly statement.