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What is a Supplementary Credit Card?

 

A supplementary card is a convenient add-on to your existing primary card, that allows dependent members to enjoy the flexibility of owning a card, within preset limits. This ensures that your close family can share the convenience of using your card, while you get to manage their expenses and earn rewards on them.

Benefits of Supplementary Cards

 

You can now leverage your primary Standard Chartered credit card to enjoy multiple benefits, using an add-on card. The benefits include:

 

Ease of use

 

Your parents or your child (greater than 18 years of age) at college can easily use the add-on card for their expenses, without constant transfers.

 

Consolidated statements

 

You can keep tabs of all expense details through a consolidated statement of all cards.

 

Perks of use

 

Add-on cards enjoy the same offers at restaurants or travel booking that the primary card is entitled to.

 

Accumulated rewards

 

All the expenses on supplementary cards earn the same rewards as the main card. The add-on cardholder can redeem/access reward points from a separate account created for him/her on 3600 Rewards portal.

How to apply for a Supplementary Card?

 

Applying for a supplementary credit card is a simple and straightforward process.

  • Visit your nearest Standard Chartered Bank branch and request for a supplementary credit card against your existing active Standard Chartered Credit Card.
  • You will be provided a form where you will be required to fill in basic details like your name, address and telephone number.
  • You are also required to state your relationship with the supplementary cardholder applicant.
  • Shortly after you have submitted your application form, you will receive communication related to approval / decline of your supplementary card request.

 

Important Terms and Conditions

 

  • Supplementary card applicant must be 18+ years of age.
  • Supplementary card applicant must be directly related to the Primary cardholder (Spouse/Parents/Children/Siblings).
  • No separate credit limit will be assigned to the Supplementary card(s).
  • No joining/annual fee will be charged on the supplementary credit card(s)(except DigiSmart).
  • All limits on cashback/ offers applicable on the primary card account will be for the combined usage of Primary and Supplementary card(s).
  • All the product specific T&Cs will remain same for both Primary and Supplementary card(s).
  • Nothing expressed or implied in the program shall in any way waive or amend any of the terms and conditions of the existing cardmember agreement with the Bank.

FAQs related to Supplementary Card

Your add-on cards may include immediate family members that include the following:

Spouse

Parents

Children (above 18 years)

Siblings (above 18 years)

Yes, every expense made by the supplementary card member earns reward points according to the eligibility of the primary card. The consolidated rewards may be redeemed at any of the assigned points.

You may log in to the primary card account online, to view the balance of all connected cards. You may also check the balance in the monthly statement mailed to your inbox.

The supplementary credit cards come at no joining or annual fee (except DigiSmart and Standard Chartered EaseMyTrip Credit Card).

The primary card member is wholly liable for any charges and outstanding on the add-on cards.

All expenses and purchases made on the add-on cards are eligible for reward points, as per the terms of the primary card offer.