Definitions

1. Bank: Standard Chartered Bank in India.
2. Offer: Offer means “Get 10% cashback, up to INR 1,000, on spending a minimum of INR 2,000 using your eligible Standard Chartered Bank Credit Card during the Offer Period.”
3. Offer Period: The Offer Period shall commence at 00:01 hours on 15 August 2026 and end at 23:59 hours on 31 August 2026.
4. Eligibility: The Cardholder must spend a minimum of INR 2,000 during the Offer Period on the eligible card, the last four digits of which are specified in the offer communication, to qualify for this Offer.
5. Qualified Customer: The Offer is applicable only to credit card customers who have received the offer communication from the Bank and have successfully fulfilled the Offer eligibility criteria by conducting eligible transactions on the card specified in the offer communication.

Offer Details

1. The customer must perform eligible spends transactions aggregating at least INR 2,000 during the Offer Period using the eligible Standard Chartered Credit Card.
2. Customer would be eligible for 10% cashback (up to INR 1,000) on fulfilment of the offer eligibility criteria.
3. In the event a cardholder holds multiple Standard Chartered Credit Cards, only transactions performed on the card specified in the offer communication will be considered for eligibility.
4. This offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank.
5. This offer is only applicable on Smart credit card and DigiSmart credit cards.
6. Qualified customers will receive the cashback within 60 days from the date when the offer ends.

1. Exclusions: The following transactions shall not qualify for the Offer:

• ATM cash withdrawals (MCC 6010, 6011, 6012)
• Wallet load/gift card transactions (MCC 6540)
• Transactions that are unsuccessful, cancelled, reversed or disputed
• Transactions subsequently refunded, wholly or partially
• Any transaction cancelled by the cardholder
• Closed, blocked, delinquent or suspended cards/accounts shall not be eligible for Offer fulfilment.

Communication of the Offer

The Offer will be communicated to eligible customers through email and/or SMS sent to their registered email address and/or mobile number.

General Terms and Conditions

1. This is an exclusive offer provided by Standard Chartered Bank.
2. The Bank reserves the right to modify/change all or any of the terms applicable to this offer. The Bank also reserves the right to modify, withdraw or discontinue the offer without assigning any reasons whatsoever. Neither anything contained in the terms and conditions set out herein nor those forming part of the e-mailers or running this offer shall be construed as an obligation on the part of the Bank to continue the offer up to the date of termination/expiry of the offer.
3. Participation in this offer is entirely voluntary, and it is agreed and understood by the participants that participation shall be deemed to have been made on a voluntary basis.
4. The offer is non-transferable.
5. The offer shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.
6. All disputes under this offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
7. The Bank shall not be obliged to make any public announcements of the results of the offer.  In all matters relating to this offer, the decision of the Bank shall be final and binding.
8. By participating in the offer, the participants agree to be bound by the terms and conditions contained herein and those forming part of the e-mailers.
9. Any tax or other liabilities or charges payable to the government or any other statutory authority/ body or any participating establishment, which may arise or accrue to the Qualified Customer, shall be solely borne by the Qualified Customer.