All overseas transactions are levied with a 3.5% transaction fee.

The monthly interest rate is annualized to arrive at the APR. Monthly Interest Rate is 3.1% pm and is annualized to arrive at an APR of 37.20%. Cash transactions will attract an interest rate of 3.49% pm (APR 41.88%).The APR at the time of credit card set up is fixed for a period of 3 months and will be reviewed every 3 months based on your risk behaviour at the sole discretion of the bank and the rate of interest applicable will vary between 2.49% pm (APR 29.88%) and 3.70% pm (APR 44.40%). The revised APR will be communicated through your monthly statement at the time of each revision and will be applicable for a period of 3 months from the date of revision.

• Online banking
• Bill desk: From different bank accounts directly to your card account.Visit https://www.sc.bank.in/_documents/ billpay/billpay.html
• NEFT / IBFT: From your bank account directly to your card account by quoting the IFSC code SCBL0036001 and the address as MG Road, Mumbai.
• Visa money transfer: In case of visa franchisee credit cards, pay through your bank account using visa money transfer. Fees for visa money transfer may belevied by the initiating bank.
• Standard Chartered online banking: Standard Chartered account holders can pay through an account transfer.
• ECS: Electronic Clearing Service (ECS) instruction can be initiated by submitting an ECS form authorizing transfer of funds. The ECS form needs to be attested by the bank from which the payment has to be made. Payments can be made through ECS in New Delhi, Kolkata, Mumbai, Ahmedabad, Pune, Coimbatore, Chennai, Hyderabad and Bangalore. You are responsible for ensuring that the ECS is honoured.
• Cheque / draft payment: Dropping a cheque or a draft in favour of your Standard Chartered Bank card no. xxxx xxxx xxxx xxxx (your 16 digit Card number) into any of our cheque collection boxes. Visit www.sc.bank.in for the complete list of the locations of cheque collection boxes. The cheque or draft should be complete in all respects. Any material alteration must be duly counter signed.
• Make your payments at least 3 days in advance of your payment due date to facilitate the timely credit of the funds into your card account. Note that your credit limit will only be increased by the amount you have repaid after our receipt of your funds. In case we do not receive payment by the payment due date, we reserve the right to levy interest and late payment charges.
• If you hold multiple cards or EMI accounts with us, please give us clear instructions on the allocation of payment to these various card accounts on the reverse of your cheques. If you are issuing separate cheques for each card account, then, you should clearly specify not to allocate on the reverse of the cheque. In the absence of any specific information on this front, we will apply the funds first towards clearance of the minimum amount due in respect of all card accounts you hold with us. Thereafter, the excess payment will be allocated sequentially towards payment of the card account with highest balance. If any of your card account is overdue, we reserve the right to prioritize payments to overdue accounts first as per our internal policy. For cash payments, funds transfer and payment through online banking, individual payment should be made against each of the accounts.
• Cash: Cash payments can only be deposited at our branches using teller facilities.

You must notify us immediately if you become aware that your credit card has been lost, stolen or misused.

Locations: Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune.

Contact number:  3940 4444 / 6601 4444

Locations: Allahabad, Amritsar, Bhopal, Bhubaneswar,Chandigarh, Cochin / Ernakulam,Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara.

Contact number: 3940 444 / 6601 444 Gurgaon, Noida -011 – 39404444 / 011 – 66014444

Locations: Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur.

Contact number: 1800 345 1000 Siliguri -1800 345 5000.

You must notify us immediately if you become aware that your credit card has been lost, stolen or misused.

Locations: Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune.

Contact number:  3940 4444 / 6601 4444

Locations: Allahabad, Amritsar, Bhopal, Bhubaneswar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat, Vadodara.

Contact number: 3940 444 / 6601 444 Gurgaon, Noida -011 – 39404444 / 011 – 66014444

Locations: Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur.

Contact number: 1800 345 1000 Siliguri -1800 345 5000.

This cashback Credit Card provides multiple benefits to you:

• 5% cashback on telephone bills
• 5% cashback on utility bills
• 5% cashback on fuel
• Reward point for every INR 150 spent using your Credit Card
• Complimentary Priority Pass providing access to 1000+ airport lounges across the globe for Premium Banking Customers
• Discounts and offers across dining, shopping, travel and more with the Standard Chartered Good Life programme

As a Super Value Titanium Credit Card user, you will earn

• 5% cashback on fuel spends across all fuel stations up to a maximum of INR 200 per month (max of INR 100 per transaction). All the transactions below INR 2000 are eligible for cashback.
• 5% cashback on utility and telephone bills on a minimum transaction amount of Rs 750

The cashback on utility and telephone bills is subjected to the bill payment through the Billpay platform of Standard Chartered, allowing a user to avail a maximum cashback of Rs 200 per month on fuel and telephone bills and Rs 100 per month on utility bills. Terms and conditions apply.

You can apply online for the cashback Credit Card and get an instant in-principle decision.

• Once you have submitted your application online, a bank representative will get in touch with you to complete the documentation requirements.
• You can expect to get your Credit Card, subject to final Policy and verification checks of the Bank, within 7-15 days from the time you submit your documents and signed application form. Although it may take longer in some cases.

As a Super Value Titanium Credit Card user, you will earn Cashback on fuel, utility & telephone bills. For all other spends, the user will receive reward points.

As a Super Value Titanium Credit Card user, you have to use the bill pay platform of Standard Chartered Bank to get the cashback on utility and telephone bills.