Strike the perfect balance. Fast track your Home Loan prepayment with Home Saver at 7.99%

Processing fees

Up to 1% of the sanctioned amount.

Part pre-payment fees

NIL part pre-payment charges on floating rate loans to individuals.
For other* categories of loans:
Home Saver
• NIL for part pre-payments less than 25% of the principal outstanding in a calendar year.
• For part pre-payments greater than 25% of principal outstanding in a calendar year – 2.5% of the entire amount being paid.Loan against property
• NIL for part pre-payments less than 25% of the principal outstanding in a calendar year
• For part pre-payments greater than 25% of principal outstanding** in a calendar year – 4% of the entire amount being paid
*Includes fixed / semi-fixed rate loans, and loans to non-individuals also.
**Here principal outstanding refers to the principal outstanding at the time of closure, as well as the amount part pre-paid in the same calendar year which has not been charged.

Pre-closure fees

NIL foreclosure fees on floating rate loans to individuals.
For other* categories of loans:
Home Saver
• 2.5% of the principal outstanding.Loan against property• 4% of the principal outstanding**
*Includes fixed / semi-fixed rate loans, and loans to non-individuals also.
**Here principal outstanding refers to the principal outstanding at the time of closure, as well as the amount part.

Click here for more details on all other applicable fees and charges.